Legal

Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the VSMA website and platform ("Service"). This is a general draft template provided for informational purposes and should be reviewed and adapted to reflect your specific business practices and applicable law before use.

1. Acceptance of Terms

By accessing or using the VSMA platform, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you must not access or use the Service.

You must be at least 18 years of age and legally capable of entering into binding contracts to use the Service. By using VSMA, you represent and warrant that you meet these requirements.

2. Description of Service

VSMA provides analytical tools, data-driven insights, and informational content intended to support independent decision-making for freelance professionals managing personal investment activity. The Service does not constitute financial, tax, legal, or investment advice.

Nothing presented through the Service should be interpreted as a recommendation to buy, sell, or hold any financial instrument. All decisions made based on information obtained through the Service are made at your own discretion and risk.

User Obligations

3. Account and Acceptable Use

  • 01
    Account Accuracy You are responsible for providing accurate registration information and for maintaining the confidentiality of any credentials associated with your account.
  • 02
    Lawful Use You agree not to use the Service for any unlawful purpose or in any manner that could damage, disable, overburden, or impair VSMA's infrastructure.
  • 03
    No Unauthorised Access You must not attempt to gain unauthorised access to any part of the Service, other accounts, or systems connected to VSMA.
  • 04
    No Resale You may not reproduce, duplicate, resell, or exploit any portion of the Service without express prior written permission from VSMA.

4. Intellectual Property

All content, design elements, software, and materials made available through the Service are the property of VSMA or its licensors and are protected by applicable intellectual property laws. No rights are transferred to you except a limited, non-exclusive, non-transferable licence to use the Service for its intended personal purpose.

5. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to accuracy, reliability, availability, or fitness for a particular purpose. VSMA does not guarantee uninterrupted or error-free operation of the Service.

6. Limitation of Liability

To the fullest extent permitted by law, VSMA shall not be liable for any indirect, incidental, special, or consequential damages, including loss of profits, data, or investment value, arising from your use of or inability to use the Service.

7. No Financial Advice

VSMA is not a licensed financial advisory service. All tools, projections, and analytical outputs are provided for general informational purposes only. You should seek independent professional advice before making any financial or investment decisions.

8. Termination

VSMA reserves the right to suspend or terminate your access to the Service at any time, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct harmful to the Service or other users.

9. Changes to the Service

We may modify, suspend, or discontinue any aspect of the Service at any time without liability, and reserve the right to update these Terms periodically. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which VSMA operates, without regard to conflict of law principles. This section should be confirmed against your specific operating jurisdiction.

11. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid provision shall be deemed modified to the minimum extent necessary.

12. Contact

Questions regarding these Terms may be directed through the contact channels listed on our website. This document is a general template and does not constitute legal advice; please have it reviewed by a qualified professional prior to publication.